Take-Home Salary Calculator
See what hits your bank account each month after PF, taxes, and other deductions come out of your gross salary.
Gross to take-home
Your gross salary doesn't match what you actually get. PF, professional tax, income tax, and other things are deducted first. What's left after everything comes off is your take-home.
Tax depends on your situation, so we let you enter your actual monthly deduction instead of guessing. That way you get an accurate number without us having to assume a tax bracket. For tax-saving investment ideas, check our finance calculators.
Common questions
Why is my take-home less than my CTC?
CTC includes things that don't reach your account—like the employer's PF contribution and other benefits. Take-home is only what's left after all deductions from your monthly salary.
Why do I enter the income tax myself?
Your income tax varies based on your tax regime, exemptions, and investments, which are different for everyone. Entering your actual monthly deduction gives you an accurate answer without guessing.
Does this count bonuses?
Only if you include them in your monthly gross. One-time bonuses are usually taxed separately and paid at different times, so it's cleaner to just track your regular monthly salary here.
Add Take-Home Salary Calculator to your website
Embed this free Take-Home Salary Calculator on your site or blog. Just copy the code below, paste it into your page, and your visitors can use the calculator without leaving your site.
The widget is responsive and works on WordPress, Squarespace, Wix, Webflow, and any HTML page. You can adjust the width and height in the code above.