Goal SIP Calculator
Find out how much to invest each month to reach your target amount in a specific time frame.
Planning a goal backwards
Instead of asking what a monthly investment will grow into, this goes the other way around. You tell it your target amount and how many years you have, and it figures out how much you need to invest each month to get there.
Give yourself more years and the monthly amount goes down sharply, because compounding does more of the work for you. The return is an estimate, so use a realistic number. If you want to see how a fixed monthly investment grows over time, check our SIP calculator.
Common questions
How do I lower the monthly amount I need to invest?
Start sooner. The more time you have, the more compounding helps, and the less you need to save each month. Even a couple of extra years makes a big difference.
Is the target in today's money or future money?
The target is in future money—the actual rupee amount you enter. If inflation matters for your goal, adjust the target up first to account for inflation, then plan your investment for that higher number.
What if returns don't match my expectation?
Your actual corpus could fall short. Use a conservative estimate for returns and review yearly to stay on track. As your income grows, increasing the monthly investment is the easiest way to catch up.