EPF Calculator
See how much your Employee Provident Fund could grow based on your monthly contribution and the interest rate.
How EPF grows for retirement
Every month, part of your salary goes into EPF, and your employer matches it. The government sets the interest rate each year. Over your career, this steady saving builds up through compounding into a solid retirement fund.
Your real contributions typically go up as your salary goes up, so your actual corpus could be higher than this flat estimate. Enter your current monthly contribution and the latest rate. If you want to save more on top, check our savings calculators.
Common questions
How much actually goes into EPF each month?
Usually 12% of your basic salary from you, plus a matching amount from your employer. Some of the employer's contribution goes to a pension scheme instead. Enter the amount that actually lands in your EPF account.
Is the EPF rate fixed or can it change?
It changes. The government announces a new rate each year. Use the current rate for now, but remember future years might be different.
Will I pay tax on my EPF when I retire?
EPF is mostly tax-free if you stay in the same job for at least five years. That covers your contribution, your employer's contribution, and all the interest. If you withdraw early, some of it could be taxable.
Add EPF Calculator to your website
Embed this free EPF Calculator on your site or blog. Just copy the code below, paste it into your page, and your visitors can use the calculator without leaving your site.
The widget is responsive and works on WordPress, Squarespace, Wix, Webflow, and any HTML page. You can adjust the width and height in the code above.